After selling her flower shop, Ivy felt financially free—until her sister Lisa and brother-in-law Rick begged for help. Fearing they’d lose their home, Ivy loaned them $25,000. They promised to repay it within a year, and even signed a basic agreement. “You’d be saving us,” Rick had said. Ivy believed them—because they were family.

Three years passed. Ivy saw no money, only Instagram posts of Lisa’s vacations, luxury bags, and Rick’s new SUV. When Ivy finally brought it up at Thanksgiving, Lisa brushed her off and Rick smirked, saying, “That paper wouldn’t hold up in court.” Ivy walked out, heartbroken.

Months later, Ivy learned the couple had been audited. Rick’s hidden income surfaced, fines piled up, Lisa lost her job, and their home was foreclosed. Then, Lisa called Ivy again—this time, begging for help. Ivy said no. “You still owe me $25,000.”

Now thriving with floral workshops, Ivy rebuilt her life. When Lisa asked to join a class, Ivy agreed—with one condition: “I’ll support your growth, not your excuses.” This time, Ivy’s trust would be earned.