Donald Trump has unveiled a plan to give $1,000 to every U.S. baby born between 2025 and 2028. The money would go into private, tax-deferred “Trump accounts” tied to the stock market. Parents could also contribute up to $5,000 annually. “It’s a pro-family initiative to help the next generation rise with our economy,” Trump said.
The plan is part of Trump’s sweeping “big, beautiful bill,” which includes major tax breaks and spending shifts. It passed the House by just one vote and still faces a Senate battle. House Speaker Mike Johnson praised the policy as “bold and transformative.”

The bill includes no taxes on service industry tips, frozen overtime taxes, and tax deductions for U.S.-made car loans. It also proposes cuts to Medicaid and SNAP, tougher welfare checks, and bans on gender-transition aid. The Congressional Budget Office warns it could leave 8.6 million without health coverage.
Trump’s $1,000 baby plan sounds generous—but it depends on a highly controversial bill that’s far from guaranteed.